How to Protect Your Child’s Identity
As a parent, there is a simple tool you can use to protect their child’s identity: a credit freeze.
Maryland law requires that credit agencies allow parents to create a credit report for a child for the express purpose of immediately freezing it. Once the report is frozen, creditors cannot access it. The sooner you freeze your child’s credit, the lower the risk for identity theft.
Why a Credit Freeze Works
Without a credit report to support an application, creditors are highly unlikely to approve and open an account for anyone who tries to use your child’s Social Security number.
How to Freeze Your Child’s Credit
To freeze your child’s credit, you must submit a freeze request online or in writing, along with proper identification, to the credit agencies. Learn how to do it>